If you wish to top off funds which are invested in Prize or Earn Accounts, you will have to move them to your Checking Account first. Only funds in your Checking account can be sent to your banking account. To send funds to a bank account, you must click the “Send Money” button in the Home screen or in the Wallet screen to start the process. You will be asked to confirm a code sent via SMS and to create a secret code for future top offs. Then, you will select the amount you wish to top off and enter your bank account details. Once you verify your secret code, the transaction will be processed and fund moved to your bank account.